Energy Efficient Mortgages

What is an Energy Efficient Mortgage:

         The Energy Efficient Mortgage allows you to use your Mortgage to pay for energy-saving improvements. If you are planning on buying, selling, refinancing, or remodeling your home, you can increase your home comfort and save money by using the Energy Efficient Mortgage. This type of Mortgage provides the borrower with special benefits and is recognized federally and can be applied to most mortgages. There are many benefits through Energy Efficient Mortgages, such as: 

Increasing the resale value of your home.

Make your home more comfortable

Qualify for a larger amount and stretch your debt-to-income ratios with energy efficient improvements

Making energy efficient improvements will save you money every day, every month and every year.

We recommend that you do your own shopping around for the best EEM loan and get it all in writing before starting. The major key benefit of the Energy Efficient Mortgage is that you may get a larger tax deduction, due to the fact the interest on mortgage payments is tax deductible. You should consult your tax advisor.